SEAT Finance Options at SMC SEAT

At SMC Motor Group, SEAT Finance specialises in providing finance for SEAT for New and Used vehicles, and as the choice of models continues to grow, so do the options available when selecting the most appropriate method of finance.

See the SEAT Finance Calculatorbelow, which will help you work the exactly the right car for your budget and the best way for you to finance your New car.

Different customers' requirements vary. To meet an individual's requirements SEAT Finance offer a range of consumer finance plans that cover a broad spectrum of products meeting a SEAT driver's motoring needs.

Solutions (Personal Contract Plan)

Solutions (Personal Contract Plan) offers you the flexibility to drive the SEAT that you really want. You can choose a period between 1 ½ - 3 ½ years. It also allows you to delay paying some of your vehicle's value. The agreement allows you to choose from one of the following options at the end of the agreement:

Solutions (personal contract plan):

  • Part-exchange your SEAT for a new one;
  • Make all the payments and keep your SEAT; or
  • Return your SEAT

Benefits of Solutions:

  • Option of driving a higher specification car for the same monthly motoring budget that you were planning to spend, when compared with hire purchase
  • Drive a new car more often thanks to shorter replacement cycles
  • Maintain your lifestyle by driving the latest SEAT
  • Afford a new car or a higher specification model
  • Include additional optional products such as fixed-cost maintenance in your motoring budget
  • Known cash flow - fixed interest rate and payments
  • Reduced term of funding and ability to defer your decision to purchase until the end of your agreement
  • Easy entry - as little as the equivalent of one monthly payment required as a deposit
  • Available for new and used SEAT